Draft for committee review. This summary reflects the 2026–2031 business plan. It must be checked against the organisation's constitution and contribution rules and reviewed by a qualified South African lawyer before launch.
Version 2026-10 (draft 1). Where this summary and the organisation's constitution or contribution rules approved by the General Assembly differ, the constitution and rules apply.
1. What your contribution is
- The minimum contribution is R100 per participating household per month. It is a minimum, not a promise that every household will pay every month.
- Contributions are community savings pooled for approved projects. They are not an investment, and no profit, interest or return is promised.
- Housing help is not guaranteed to every contributor. It depends on need, the priority score, available funds, technical assessment, permissions and committee approval.
2. How help is decided
- Applications are scored on urgency, safety, vulnerability and whether the property and permission are verified; the highest scores are helped first.
- The committee records the reason for every approval or decline. Related-party interests must be declared.
- Work is quoted, inspected and signed off by the household before final payment is released.
3. How the money is protected
- Contributions are paid by EFT or bank deposit into the organisation's dedicated account, using your member number as reference. Never pay a person's private account.
- Every payment out needs two different approvers and supporting invoices; accounts are reconciled to the bank every month.
- Roughly 70% of contributions go to housing projects, 10% to administration and controls, 10% to a reserve and 10% to developing future projects, as approved each year by the governing body.
- Results are reported openly on the transparency page.
4. Your responsibilities
- Give true information and genuine documents. False information can lead to your membership being ended.
- Keep your password private and tell us if you think someone else has used your account.
- Pay with your member number as reference and tell us (on the Pay page) when you have paid, so we can match it to the bank statement.
5. Joining, leaving and changes
- Your membership starts when the committee accepts your application. It may decline an application and will tell you why.
- What happens to contributions when someone leaves, and how these rules can be changed, is set out in the constitution and contribution rules; rules can only change through the community approval process.
- How we handle your personal information is explained in the privacy policy.
6. Questions or complaints
Call 0635006660, write to info@masakaneempowermentgroup.co.za, or use the complaints form (you may stay anonymous).